How to utilize Zakat donations? Guide for Islamic nonprofits
Muslims give Zakat donation to fulfill one of their religious obligations ordained by Allah. It is a system of worship that brings blessings to the poorest of the poor. Zakat is a symbol of devotio... Read more
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Muslims give Zakat donation to fulfill one of their religious obligations ordained by Allah. It is a system of worship that brings blessings to the poorest of the poor. Zakat is a symbol of devotion towards Allah and it has the potential to create an equal and just world. The Quran mentions Zakat more than 80 times alluding to its importance as a means of worship. When someone gives Zakat they need to be sure that they are giving in the right manner and to the right charity. You can read more about how to pay Zakat. This article focuses on the utilization of Zakat. Muslim-led nonprofit organizations are the main recipient of Zakat donations with some raising millions of dollars of Zakat donations each year. Collecting Zakat entails a huge responsibility because it HAS to be spent in the prescribed manner. Failure to do this may mean that the giver has failed in their attempt to fulfill one of their main obligations. Are You Zakat Eligible? Not all Muslim charities are Zakat eligible. It must be highlighted that Zakat can only be spent on eight masarif (recipients). These include al fuqara' (the poor), al masakeen (the needy), a’amileen e zakat (those who are appointed to collect Zakat), al-mu’allafah Qulubuhum (those whose hearts are to be reconciled; new Muslims and the friends of the Muslim community), fir-riqab (slaves who want to free themselves), al-gharimin (those who are overburdened by debt), fi sabilillah (in the cause of Allah), and ibnus-sabil (travelers stranded due to limited resources). If a charity is not supporting any one of these masarif, it cannot accept Zakat. Similarly, if you are wholly focused on providing animal welfare you cannot collect Zakat. Since Zakat can only be spent on the welfare of the people, construction projects and capital expenditures cannot be undertaken with Zakat money. If your charity is involved in installing tube wells or constructing schools, or shelters, you are not eligible to accept Zakat for these projects and if these make up all of your activities, you cannot, as an organization, claim to be Zakat eligible. Some scholars, however, are of the view that Zakat can be spent on the construction of masajid as it pertains to fi sabililah. To be Zakat eligible nonprofits also need to maintain separate channels for collecting, handling, and utilizing Zakat. It should not be pooled with other donation instruments. Make a Zakat Donation Policy The Zakat policy reflects your commitment to the proper handling and utilization of Zakat. It spells out the internal rules and regulations and serves as a guideline for all employees. We recommend developing a policy tailored to your mission and operational needs. It should specifically highlight how the Zakat will be collected, where will it be spent, and what are the standard operating procedures. Donors who want to give Zakat have every right to know about your internal procedures and if they conform to the rules laid out by Sharia. Sometimes donors will directly ask you about your policy. Failure to give a satisfactory response might compel them to give their Zakat elsewhere. To ensure you are seen as a legitimate Zakat-eligible charity, be sure to publish your Zakat policy on your website. This will help clear all apprehensions the donors may have when giving to your organization. It is also helpful to get the Zakat policy verified by an experienced scholar to ensure that you are complying with the rules laid out by Sharia. Develop a Zakat Screening Criteria Since Zakat can only be spent on the eight masarif mentioned above, it is vital to have a robust screening process to ensure that the Zakat is indeed spent on its intended beneficiaries. A good way to start is by creating a form that allows you to seek vital information about your potential beneficiaries including their religion, background, income, assets/liabilities, and whether they are descendants of the Prophet Muhammad (PBUH). The response to each question will determine if the beneficiary is eligible to receive Zakat. If any one or more of the following conditions are true, one would not be eligible to receive Zakat: The applicant is not a Muslim Their wealth is equal to or greater than the nisab value They do not fall into any of the eight prescribed categories They are the descendants of the Prophet Muhammad (PBUH) They are the immediate family member of the Zakat payers As part of the process, nonprofits may seek proof confirming the veracity of the information provided. These may include bank statements, identification documents, household bills, etc. Sometimes when dealing with a humanitarian crisis it might not be possible to seek such detailed information from everyone. In that case, the Zakat administrators may use their best judgment to disperse Zakat to the right people. An additional screening process may involve getting a Zakat declaration form signed by the recipient. In this form, the potential recipient of Zakat solemnly states that they indeed deserve Zakat and grant permission to the nonprofit to collect (through themselves or through designated agents) Zakat for spending on them. This is especially needed when the beneficiaries have a long-term association with the nonprofit organization like in the case of schools, colleges, and medical institutes. Keep Zakat Separate from the Rest of the Donations When accepting Zakat, nonprofits should explicitly record the transaction as ‘Zakat.’ If the donor has not made their attention clear, the nonprofit should approach them and seek clarification. Zakat is paid with a clear intention in mind and if the recipient is a nonprofit tasked with disbursing Zakat, they should make ample efforts to record the transaction accordingly. Zakat donations cannot be invested in bank accounts or any other financial instrument. Care should be taken to place them in a separate account. No part of Zakat money can be utilized for meeting operational or general expenses. Maintaining a separate account will allow you to keep track of all Zakat donations and their appropriate utilization. How Feeling Blessed Makes it Easier to Give Zakat? Feeling Blessed helps donors give their Zakat, Sadaqa, and other forms of charities to more than 340 nonprofits. All organizations listed on the mobile and the web app are verified, registered charities. If you look at the charity profile you will be able to see which ones are accepting Zakat. You can conveniently calculate your Zakat using our Zakat calculator and make your disbursements according to the amount you owe. Nonprofits can easily get on board the app and immediately start collecting Zakat. If you are a nonprofit wanting to collect Zakat please register by clicking here. Nonprofits can also connect multiple bank accounts to ensure that Zakat is collected and utilized separately. Conclusion Charities need to exercise great caution if they are accepting Zakat contributions. The collection, handling, and distribution of Zakat should be institutionalized. If you are accepting Zakat donations please ensure that you have an active Zakat distribution policy. All employees handling Zakat collections should be adequately trained to respect all rules.
Welcome to BlessingUP: Building a Community of Givers
In the spirit of generosity that pervades the Muslim ummah, a new chapter is unfolding—one where every penny counts and every giver is a beacon of change. Welcome to BlessingUP, a platform where Islamic charitable giving transcends traditional boundaries, transforming your daily transactions into acts of faith and kindness. At the heart of BlessingUP is a mission as clear as it is profound: to weave the act of giving seamlessly into the fabric of everyday life, enabling Muslims around the globe to fulfill their charitable duties with ease and peace of mind. Here, Islamic charitable giving is not just an occasional gesture but a continuous commitment—a way to ensure that with each swipe of a card, a portion goes to those in dire need. Let's build a community where charity echoes the timeless words of the Prophet Muhammad (PBUH): "The best among you are those who bring greatest benefits to many others." How BlessingUP Works: At BlessingUP, our guiding principle is to make giving as effortless as breathing—intuitive, continuous, and a fundamental part of every Muslim's life. Our approach is simple yet revolutionary: we've embraced the concept of rounding up your daily financial transactions to the nearest dollar, with the excess becoming a source of charity, a Sadaqah, that supports various causes and communities. Here's how it works: Imagine buying your morning coffee for $3.50; BlessingUP's system automatically rounds up the cost to $4.00. That extra $0.50? It's funneled directly into a charitable cause of your choice. Over time, these "Automated Donations" accumulate, translating your routine purchases into a powerful collective act of giving. But it doesn't stop there. BlessingUP is designed to seamlessly integrate into your life. With each purchase, whether you're filling up your gas tank or grocery shopping, you're not just spending—you're giving. It's a unique feature of our platform, one that we proudly refer to as "BlessingUP Donations." This automated system ensures that your intent to give is matched by action, without the need for a second thought. In the spirit of transparency and trust, we invite you to learn more about how these contributions are making a difference. And for those who are curious about the nuts and bolts of our secure system, discover how we protect your transactions and personal information on our security page. The Concept of Sadaqah and Continuous Charity in Islam: In the heart of Islamic tradition lies a beautiful concept that goes beyond mere philanthropy: Sadaqah, the voluntary charity, a gesture of giving borne out of compassion, love, and the desire to do good. This act of kindness is not limited by scale or form; it embraces any deed that brings joy or eases hardship for others. The significance of Sadaqah in the Islamic faith cannot be overstated—it is a clear expression of faith, a tangible manifestation of belief. Sadaqah is rooted in the principle of continuous charity, known as "Sadaqah Jariyah," a gift that keeps on giving, transcending the limits of time and extending its benefits into the afterlife. The blessings, or "Barakah," associated with such continuous charity, are immense. Engaging in "Sadaqah Giving" is to invest in a legacy that outlives one’s mortal existence, yielding rewards both in this world and beyond. The merits of this practice are echoed in the teachings of the Prophet Muhammad (PBUH), who said: "When a man passes away, his good deeds will also come to an end, except for three: Sadaqah Jariyah (ceaseless charity); a knowledge which is beneficial, or a virtuous descendant who prays for him (for the deceased)." This highlights the enduring impact of Sadaqah, which benefits the giver, the receiver, and the broader community. At BlessingUP, we embrace the full spectrum of "Islamic Charitable Giving," making it simple for anyone to contribute to a continuing charity. With each rounded-up transaction, you are not merely partaking in a transaction but planting seeds of a garden that will provide shade in the hereafter, as promised by the teachings of Islam. Community Impact: Empowering Change through BlessingUP Following the profound Islamic tradition of Sadaqah and continuous charity, BlessingUP stands at the forefront of fostering meaningful change within communities. Our platform is more than just a means for transactional giving; it's a dynamic "Muslim Giving Platform" dedicated to nurturing deep-rooted "Nonprofit Donor Engagement." Catalyzing Collective Action At the heart of BlessingUP's mission is the belief that collective action can drive substantial change. Small contributions from numerous individuals, when pooled together, have the power to transform lives and uplift communities. This approach to giving does not just benefit the recipients but also fortifies the sense of community among donors. Strengthening Nonprofit Connections The synergy between donors and nonprofits is a critical pillar of BlessingUP. We connect individuals with a myriad of vetted nonprofit organizations, ensuring that their donations reach credible and impactful causes. This link between donors and charities embodies a mutual trust and a shared goal of bettering the world. Security and Trust: Safeguarding Your Generosity In the realm of online donations, the security of your contributions is paramount. At BlessingUP, we understand the importance of trust, especially when it involves matters of charity and personal finance. That's why we've partnered with leading financial technology services like Stripe and Plaid for payment processing – a testament to our commitment to "Secure Charity Apps." Robust Protection with Stripe and Plaid Stripe, renowned for its robust security measures, handles every transaction on BlessingUP. It’s a platform trusted globally for its stringent compliance with the highest levels of payment processing standards. Similarly, Plaid plays a crucial role in ensuring the security of your banking data. It provides a secure connection between your financial accounts and our app, allowing for a seamless and safe giving experience. Commitment to Data Security At BlessingUP, we go to great lengths to protect your information. Our systems are fortified with "256 Bit Encryption," ensuring that your data is shielded from unauthorized access. This level of encryption is among the best in digital security, providing you with peace of mind that your charitable acts are guarded with the utmost care. To learn more about our security protocols and partnerships, please visit our Security and Trust page. Rest assured, when you give through BlessingUP, you’re not just making a donation; you’re also making a safe and secure choice. The BlessingUP Community: A Tapestry of Giving The essence of BlessingUP lies not just in the act of giving, but in the community it nurtures. Our platform is more than a tool for "Faith-Based Donations"; it’s a space where the values of "Islamic Philanthropy" come to life, bringing together donors and nonprofits in a shared mission of bettering the world. Fostering Connections and Impact At the core of BlessingUP is a vibrant community of givers – individuals who believe in the power of collective action. This community is supported by a network of verified nonprofits, each playing a vital role in channeling your generosity to where it's needed most. Together, they embody the spirit of giving that is central to Islamic values. A Platform for Continuous Charity Through BlessingUP, every donation, big or small, contributes to a continuous stream of charity. It's a place where the traditional concept of Sadaqah finds a modern application, enabling you to partake in acts of kindness that resonate long after the donation is made. Join the BlessingUP Community Today As we journey through the avenues of charitable giving and community building with BlessingUP, the path leads us to an essential invitation: become a part of this transformative movement. It's your opportunity to embrace the ease and impact of "Automated Donations," and to contribute to causes that resonate with your heart and faith. Take the First Step Signing up with BlessingUP is more than just joining an app; it's about becoming a member of a global community committed to "Islamic Charitable Giving." Whether you're looking to automate your Zakat, participate in Sadaqah, or support various humanitarian and development projects, BlessingUP offers you the platform to do it all with ease and security. Make Your Mark Don't let this moment of inspiration pass. Visit BlessingUP Sign-Up Page and take a simple step towards making a significant impact. By joining us, you're not only enriching your own life but also touching the lives of countless others in need. Spread the Word If you've found value in our mission and approach, we encourage you to share this blog with your friends, family, and community. Let's amplify the power of giving together! Conclusion: A Journey of Faith and Generosity As we wrap up our exploration of BlessingUP, it's clear that this platform is more than just a tool for giving; it's a catalyst for building a community of compassionate givers. From understanding the "Concept of Sadaqah and Continuous Charity in Islam" to witnessing the "Community Impact" and the robust "Security and Trust" measures, BlessingUP stands as a beacon in the world of "Faith-Based Donations." Embrace the BlessingUP Way We've seen how small acts, when multiplied across a community, can lead to substantial change. The stories of impact and the testimonials of users like Aisha Kamal and Ahmed Irfan are a testament to the power of collective action. This is what makes BlessingUP not just a platform but a community – a community that thrives on the principles of "Islamic Philanthropy." So, as we conclude, we circle back to where we started – an invitation to join BlessingUP. It's an invitation to be part of a story larger than ourselves, a story where every transaction is an opportunity for charity, and every giver is a changemaker. Head over to BlessingUP's Sign-Up Page and take your first step towards becoming a part of this community. Together, let's continue to build a world where giving is a way of life, and every blessing is an opportunity to bless others. Join us, share the message, and let's make a difference, one transaction at a time.
Getting Started with BlessingUP: A Step-by-Step Donor's Guide
An Introduction to BlessingUP BlessingUP is a faith-based charity platform that enables its users to donate their rounded up spare change to an Islamic nonprofit of their choice. Through BlessingUP, the process of giving is entirely automatic, and allows the user to turn each and every one of their transactions into an act of charity. In Islam, the giving of alms, or Sadaqah, is regarded as a way to share one’s blessings to those in need. With BlessingUP, the process of giving sadaqah has been made easier than ever before, enabling occasional donors to become consistent contributors. By automatically donating the spare change from their day-to-day transactions, Muslims are now able to share their blessings regularly and contribute to noble causes around the world. Through our combined efforts, we can see how small change can make a difference. Learn more about the mission behind BlessingUP here. “The most beloved deed to Allah is the most regular and constant even if it were little." [Sahih Al-Bukhari] Getting Started No matter how small they may be, turn your daily transactions into significant acts of kindness. Navigating the Landing Page Visit the BlessingUP page. Feel free to explore the site and learn more about the platform and the people behind it. As a first time visitor, the first thing you want to do is make an account. To do this, navigate your cursor over to the ‘SignUp’ button at your top right side of the page and click ‘Donors’. You can also visit the donor registration page directly by clicking here. Choose A Nonprofit After clicking ‘Donors’, you will be prompted to choose an organization to donate your spare change to. Use the search function to explore a variety of categories, or type in a location to see which cause best fits your donation goals. Some of BlessingUP’s most popular featured nonprofits include Islamic Relief USA, Baitulmaal, Paani, and the Yemen Relief & Reconstruction Foundation. Feel free to click any one of these to learn more about their noble efforts. Once you click the nonprofit of your choice, click on the blue “Sign Up” button to proceed. Creating an Account You will now be prompted to sign up. Simply enter the information necessary and check “I agree on all terms and conditions”. Make sure all fields are filled in correctly. Then, click on the blue “Sign Up” button to continue. Setting Minimums and Maximums With this feature, you can set a baseline minimum and maximum limit for your weekly donations. Minimums are helpful when trying to meet your donation goals, as they guarantee that this amount will be spent weekly regardless of your spare change. Maximums, on the other hand, set limits to how much you donate weekly, allowing you to stick to a budget if necessary. These amounts can be adjusted later in ‘Settings’. Roundup Source Link your preferred payment method (ie credit card, visa, etc.). Ideally, this would be your most frequently used mode of payment- allowing you to maximize the number of transactions that get rounded for sadaqah throughout the week. To proceed, click ‘Connect with Plaid’ and register for an account if necessary. Plaid is a trustworthy and secure financial services company powered by a robust data transfer network. With data encryption from all sides, Plaid utilizes Advanced Encryption Standard (AES) and Transport Layer Security (TLS) to protect any stored data in transit between applications. Over 3000 noteworthy financial applications are powered by Plaid- including Robinhood, Venmo, Coinbase, and Acorns. As a fintech web application, BlessingUP utilizes this service in order to compute your total spending throughout the week and calculate a roundup amount for donation. Donation Source After connecting your payment methods, Plaid will prompt you again to connect your bank account. We want users to donate through their bank account to avoid higher transaction fees associated with making donations from credit cards. Please note that the donation source is separate from your payment source. Weekly donations will be taken from the donation source (ie bank account) based on the spare change calculated from the payment method (ie credit card). To further clarify: Credit card, or payment method, is needed to calculate round ups. Bank account, or donation source, is required to make the donation. Logging In to BlessingUP Once your account is set up, tracking your microdonations and total roundups is as easy as ever. Simply log in to www.blessingup.com with your account credentials to edit or access your user information. Adjusting the minimum/maximum amount, setting donation multipliers, changing bank or card information, and choosing a different nonprofit, are all options that can be controlled via user settings. Now that you have set up your account, let barakah flow effortlessly every time you purchase. Need more help? Click here for a video tutorial.
Fundraising Difficulty? Try Automated Roundups
“Would you like to donate a dollar to help support the local animal shelter?” If you’ve ever been to a supermarket recently, a question like this can hardly be considered a rarity. If you haven’t experienced anything like this in recent memory, then picture the following situation in your head: A cashier struggling to get by, just grinning at you as they wait for as long as they can tolerate for your response or donation. Being put on the spot like this might make you feel a little awkward, so you wave away the offer, express a slight bit of annoyance, and quickly mutter a “no thanks, I’m good.” Only for it to be followed by an “...are you sure? It’s for the cute little animals!” Okay maybe it didn’t go exactly like that, but overall- you get the gist. The imaginary scenario you just witnessed is recognized by non-profits and marketers alike as a ‘traditional donation request'. These requests are typically initiated by an agreement between the merchant and some amount of partnered organizations. Your local market may engage in ‘checkout charity’ and partner up with a nonprofit for any combination of the following reasons: Aligned interests between the target consumer and the nonprofit The possibility of tax benefits PR-related endeavors that showcase their contributions to the community Whether it be a surprise fundraising campaign at the local masjid jama'ah, or being asked at the supermarket checkout line if you would like to spare an extra dollar helping children in need- both approaches are suitable and serve their own niche and timely purposes. There are a multitude of ways for nonprofits to go about their fundraising endeavors, and both marketers and nonprofits recognize how to best utilize this. One such alternative worth exploring is the ease and convenience of ‘rounding up’ spare change. Here’s Something For Our Muslim Communities to Reflect on: Those in-person fundraising campaigns are undoubtedly a quick way for your local masjid to rack up a significant amount of money in a single night, but is it really the most efficient way in the long run? I mean, sure, we can keep them (those donation boxes, too!), but what if there was a more automated solution that efficiently takes advantage of ‘rounding up’? In a study conducted by NC State University, a whole 45% of patrons agreed to round up, in contrast to 18% who chose to donate a flat dollar. Quite the disparity in donation participation, and one that is certainly worth examining. Although the ‘traditional’ approach to donation requests may raise more money per each singular donation, donations framed to take on the ‘rounding up’ approach often lead to a significant increase in bottom line gains. Even though there is more variability in each singular donation, the sheer increase in people choosing to round up tends to compensate and lead to a net gain. The power of multiple people putting together their spare change for a noble cause then becomes evident. While the exact reason for this observed phenomenon is unclear, academics propose the role of the human psyche. In fact, the Journal of Consumer Psychology puts forth the idea of roundup requests being able to reduce something called the 'perceived pain of donating'. A number of alternative positions, explanations, and possibilities are explored in order to figure out why this reduction may occur. To summarize one such explanation: When the proposal for a roundup donation is made, the donor is typically inattentive to the donation cost. This is especially the case when making a large purchase, as the donor's attention is focused on the amount they are spending on the commodity or service rather than the comparatively small donation. Not only is the financial cost of the donation small in comparison to the purchase, but there is an added novelty to the donation request that may induce the donor to participate. Of course, as Muslims, there is little to no concern when it comes to setting aside money for a donation. Our voluntary acts of charity, known as Sadaqah, are done to earn the pleasure of Allah and aid those in our communities. Sadaqah should not be seen as a pain, but rather, a duty for the believer and a virtuous act.Abu Huraira (RA) narrated that the Prophet Muhammad (ﷺ) said: “Charity does not in any way decrease the wealth and the servant who forgives, Allah adds to his respect; and the one who shows humility, Allah elevates him in the estimation (of the people).” (Sahih Muslim) Roundup microdonations are simply another tool for Muslims to set goals and maximize their weekly giving habits. The roundup process supplied by a platform like BlessingUP is entirely automated for your 501(c)(3) approved nonprofit. This provides ease and comfort to your loyal donor-base. With a simple and straightforward nonprofit registration, a heightened number of bottomline returns for your organization will, inshaAllah, enable your hardworking nonprofit to better give back to the community.
Your Questions Answered: BlessingUP's Comprehensive FAQ
Welcome to BlessingUP, where we turn your daily shopping into an opportunity for charity. This blog is here to guide you through all the ways you can use our platform to support good causes. Our goal is to make the process of giving straightforward and secure, so you can donate with ease and confidence. Whether you're a donor eager to share your blessings or a nonprofit seeking consistent support, we've got the answers to all your questions right here. Let’s start. Frequently Asked Questions About BlessingUP Platform How Does BlessingUP Work? BlessingUP is a platform designed to make charitable giving a seamless part of your daily life. Here's how it works in four easy steps: Sign Up: Visit BlessingUP and choose a nonprofit organization to support. Set: Decide on the minimum and maximum amount you wish to donate each Friday. Connect: Link your credit/debit card and bank account to the system. Shop: Make your usual purchases and the extra change is allocated for Sadaqah. What Is 'Round Up Spare Change'? The 'Round Up Spare Change' feature allows you to donate the small amounts of change that round up your purchases to the next full dollar. For instance, if you spend $4.52, the system rounds it up to $5, and the $0.48 difference is set aside as a donation. How Are Donations Processed? Donations are processed weekly. The rounded-up spare change from your purchases is tallied over the week. Every Friday, the total amount is then debited from your linked bank account and directed to the nonprofit organization you've chosen to support. Can I Set Limits on My Donations? Yes, you can. When setting up your donation preferences, you have the option to specify a weekly minimum and maximum donation amount. This ensures that you're giving within a range that is comfortable for you. Is My Financial Information Safe with BlessingUP? Absolutely. BlessingUP uses Plaid for bank account linking and Stripe for payment processing—two industry leaders in financial security. All your information is protected with 256-bit encryption, ensuring your data remains private. What Happens if I Want to Stop My Donations? If at any time you decide to pause or stop your donations, you can do so through your BlessingUP dashboard. You have complete control over your donation settings and can make changes as you see fit. Will I Be Able to Track My Total Donations? Yes, the platform provides a dashboard where you can track all your donations. You'll also receive reports that can be used for tax deductions, budgeting, or simply to keep track of your charitable contributions. How Do Nonprofits Receive the Donated Funds? Nonprofits receive the donated funds directly into their bank accounts every Friday. The donations are processed through Stripe and appear as a deposit from Stripe on their bank statements. Can I Support Multiple Nonprofits at Once? Currently, you can choose one nonprofit at a time to support through the BlessingUP platform. However, you can change the nonprofit you are supporting at any time through your account settings. More FAQ for Donors 1. What Type of Non-Profit Organization Can I Donate To Via BlessingUP? You can contribute to any registered 501(c)3 Muslim organization within the United States. If your preferred non-profit isn't listed on our platform, please feel free to reach out to us at support@blessingup.com, and we'll gladly assist you. 2. Will My Donations Be Tax-Deductible? Yes, absolutely. Each year, BlessingUP will provide you with a tax receipt. For your convenience, these receipts are also accessible at any time from your user dashboard. 3. Do I Have to Share My Bank Account Information? For us to round up your spare change, read-only access to your bank account is necessary. However, if you prefer making a fixed monthly donation, we only require your credit card information. 4. When Will the Sadaqah Happen? In the spirit of continuous giving, your Sadaqah will be donated every Friday. 5. How Does the Sadaqah Appear on My Card Statement? Your Sadaqah will appear on your statement under the name of the non-profit organization you have chosen to support. 6. Can Donors Change Which Non-Profit They Give Sadaqah To? Yes, you have the flexibility to change your preferred non-profit organization at any time through your account settings. 7. Is Donor Information Shared With Third Parties? Your privacy is paramount to us. We assure you that your information is never saved, shared, or sold to third parties. 8. How Does BlessingUP Make Money? We sustain our platform by charging a minimal processing fee to non-profits for managing the Sadaqah process. FAQ for Non-Profits 1. Are There Any Set-Up Costs or Fees for Using BlessingUP Platform? There are no initial setup costs for non-profits. Creating an account and profile on BlessingUP is completely free. A small service fee of 40¢ + 0.8% is applied to each donation, which decreases to 20¢ + 0.8% once you reach over 100 donors. 2. How Will the Donation Appear on Our Non-Profit's Bank Statement? All donations will be clearly marked as deposits from Stripe on your bank statement. 3. How Often Will Our Non-Profit Receive Funds? Consistent with the spirit of regular giving, your non-profit will receive funds every Friday. 4. Can We Use BlessingUP Without Registering on Stripe? For the security of your transactions and donor information, registering with Stripe is a necessary step. 5. What is the “Organization Profile” Page? This feature is a space for your non-profit to shine. You can provide details about your mission, impact, location, and more. It's a great way to connect with potential donors and showcase your organization's unique story and needs. 6. Will Our Non-Profit Organization Get Donor Information from BlessingUP? Absolutely. You'll have access to essential donor data such as names, email addresses, phone numbers, and donation amounts, which can be exported for your records and CRM systems. 7. How Can Our Nonprofit Reach BlessingUP for Help? We're here to support you. For any technical assistance or queries, please email us at support@blessingup.com or arrange a phone call https://calendly.com/humza-2/30min-1 for a more personal touch. At BlessingUP, we're committed to creating a bridge of continuous giving and blessings. We hope this FAQ has been helpful in addressing your questions. Remember, every small act of kindness and giving brings us closer to a world of compassion and shared humanity. If you have more questions or need further assistance, our team is always ready to guide you. Let's keep the spirit of giving alive and thriving!
How BlessingUP Safeguards Your Information
In an era where online security is more critical than ever, especially when it comes to financial transactions, BlessingUP reaffirms its commitment to safeguarding your privacy and securing your charitable contributions. In this detailed guide, we have outlined the robust security measures BlessingUP employed to protect your donations and personal information. Understanding BlessingUP's Approach to Security: Payment Processing and Data Protection: At BlessingUP, your security takes precedence. When you decide to donate your spare change for continuous barakah, you can be assured that your financial details are managed with the utmost care. We have partnered with Stripe, a globally recognized payment processor, to handle your transactions securely. This means your financial data is processed directly through Stripe's Level 1 DSS PCI-compliant servers, ensuring that your information never resides with us but is safeguarded by industry leaders. Privacy at Its Core: Our Privacy Policy is uncompromising when it comes to protecting your personal information. From the moment you register and provide your details, we are on guard, ensuring that your data is used solely for the purpose of processing your donations and generating tax-deductible reports. Cookies, web beacons, server logs, and GPS information are utilized responsibly, only enhancing your experience and the functionality of our services without compromising your privacy. Tax Deductible Reports and Donation Tracking: With BlessingUP, not only is your generosity secure, but it's also recorded for your benefit. Generate instant tax-deductible reports and track your donations with ease. We ensure that you have all the necessary documentation at your fingertips when you need it. Commitment to Compliance and Transparency: Transparency is the cornerstone of trust. BlessingUP openly shares its privacy practices and the use of personal information, adhering to strict compliance with regulatory standards. We only partner with service providers who match our commitment to data protection, such as Plaid for bank authentication and Stripe for payment processing. Financial Integrity and Direct Donations: BlessingUP empowers you to donate directly to charities. When you choose to give, your donations are transferred just like a bank transfer, using technologies trusted by financial services like Venmo. This direct approach ensures that your generosity reaches its intended destination without delay. A User-Centric Support System: Should you encounter any issues or have concerns about your donations, our support team at support@blessingup.com is ready to assist you. We are dedicated to providing prompt and effective solutions to ensure your experience with BlessingUP is seamless and satisfying. Final Thoughts: Your willingness to donate is a noble act that deserves the highest level of security and respect. At BlessingUP, we're not just a platform for charitable giving; we're a guardian of your trust and generosity. We invite you to join us in making a positive impact, knowing that every transaction you make is protected, private, and purposeful. For more information about our security practices, or to start giving, visit us at BlessingUP. About BlessingUP: BlessingUP is a platform designed to seamlessly integrate charitable giving into your daily life. By rounding up your spare change from everyday transactions, BlessingUP offers a unique way to donate, ensuring that your smallest contributions can make a significant impact. It is our mission to facilitate a continuous stream of charity, inspired by the principle of Sadaqah Jariyah, the act of giving that keeps on giving. Our platform not only simplifies the donation process but also fosters a sense of community and ongoing support for a variety of causes that resonate with your values.
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How to utilize Zakat donations? Guide for Islamic nonprofits
Muslims give Zakat donation to fulfill one of their religious obligations ordained by Allah. It is a system of worship that brings blessings to the poorest of the poor. Zakat is a symbol of devotion towards Allah and it has the potential to create an equal and just world. The Quran mentions Zakat more than 80 times alluding to its importance as a means of worship. When someone gives Zakat they need to be sure that they are giving in the right manner and to the right charity. You can read more about how to pay Zakat. This article focuses on the utilization of Zakat. Muslim-led nonprofit organizations are the main recipient of Zakat donations with some raising millions of dollars of Zakat donations each year. Collecting Zakat entails a huge responsibility because it HAS to be spent in the prescribed manner. Failure to do this may mean that the giver has failed in their attempt to fulfill one of their main obligations. Are You Zakat Eligible? Not all Muslim charities are Zakat eligible. It must be highlighted that Zakat can only be spent on eight masarif (recipients). These include al fuqara' (the poor), al masakeen (the needy), a’amileen e zakat (those who are appointed to collect Zakat), al-mu’allafah Qulubuhum (those whose hearts are to be reconciled; new Muslims and the friends of the Muslim community), fir-riqab (slaves who want to free themselves), al-gharimin (those who are overburdened by debt), fi sabilillah (in the cause of Allah), and ibnus-sabil (travelers stranded due to limited resources). If a charity is not supporting any one of these masarif, it cannot accept Zakat. Similarly, if you are wholly focused on providing animal welfare you cannot collect Zakat. Since Zakat can only be spent on the welfare of the people, construction projects and capital expenditures cannot be undertaken with Zakat money. If your charity is involved in installing tube wells or constructing schools, or shelters, you are not eligible to accept Zakat for these projects and if these make up all of your activities, you cannot, as an organization, claim to be Zakat eligible. Some scholars, however, are of the view that Zakat can be spent on the construction of masajid as it pertains to fi sabililah. To be Zakat eligible nonprofits also need to maintain separate channels for collecting, handling, and utilizing Zakat. It should not be pooled with other donation instruments. Make a Zakat Donation Policy The Zakat policy reflects your commitment to the proper handling and utilization of Zakat. It spells out the internal rules and regulations and serves as a guideline for all employees. We recommend developing a policy tailored to your mission and operational needs. It should specifically highlight how the Zakat will be collected, where will it be spent, and what are the standard operating procedures. Donors who want to give Zakat have every right to know about your internal procedures and if they conform to the rules laid out by Sharia. Sometimes donors will directly ask you about your policy. Failure to give a satisfactory response might compel them to give their Zakat elsewhere. To ensure you are seen as a legitimate Zakat-eligible charity, be sure to publish your Zakat policy on your website. This will help clear all apprehensions the donors may have when giving to your organization. It is also helpful to get the Zakat policy verified by an experienced scholar to ensure that you are complying with the rules laid out by Sharia. Develop a Zakat Screening Criteria Since Zakat can only be spent on the eight masarif mentioned above, it is vital to have a robust screening process to ensure that the Zakat is indeed spent on its intended beneficiaries. A good way to start is by creating a form that allows you to seek vital information about your potential beneficiaries including their religion, background, income, assets/liabilities, and whether they are descendants of the Prophet Muhammad (PBUH). The response to each question will determine if the beneficiary is eligible to receive Zakat. If any one or more of the following conditions are true, one would not be eligible to receive Zakat: The applicant is not a Muslim Their wealth is equal to or greater than the nisab value They do not fall into any of the eight prescribed categories They are the descendants of the Prophet Muhammad (PBUH) They are the immediate family member of the Zakat payers As part of the process, nonprofits may seek proof confirming the veracity of the information provided. These may include bank statements, identification documents, household bills, etc. Sometimes when dealing with a humanitarian crisis it might not be possible to seek such detailed information from everyone. In that case, the Zakat administrators may use their best judgment to disperse Zakat to the right people. An additional screening process may involve getting a Zakat declaration form signed by the recipient. In this form, the potential recipient of Zakat solemnly states that they indeed deserve Zakat and grant permission to the nonprofit to collect (through themselves or through designated agents) Zakat for spending on them. This is especially needed when the beneficiaries have a long-term association with the nonprofit organization like in the case of schools, colleges, and medical institutes. Keep Zakat Separate from the Rest of the Donations When accepting Zakat, nonprofits should explicitly record the transaction as ‘Zakat.’ If the donor has not made their attention clear, the nonprofit should approach them and seek clarification. Zakat is paid with a clear intention in mind and if the recipient is a nonprofit tasked with disbursing Zakat, they should make ample efforts to record the transaction accordingly. Zakat donations cannot be invested in bank accounts or any other financial instrument. Care should be taken to place them in a separate account. No part of Zakat money can be utilized for meeting operational or general expenses. Maintaining a separate account will allow you to keep track of all Zakat donations and their appropriate utilization. How Feeling Blessed Makes it Easier to Give Zakat? Feeling Blessed helps donors give their Zakat, Sadaqa, and other forms of charities to more than 340 nonprofits. All organizations listed on the mobile and the web app are verified, registered charities. If you look at the charity profile you will be able to see which ones are accepting Zakat. You can conveniently calculate your Zakat using our Zakat calculator and make your disbursements according to the amount you owe. Nonprofits can easily get on board the app and immediately start collecting Zakat. If you are a nonprofit wanting to collect Zakat please register by clicking here. Nonprofits can also connect multiple bank accounts to ensure that Zakat is collected and utilized separately. Conclusion Charities need to exercise great caution if they are accepting Zakat contributions. The collection, handling, and distribution of Zakat should be institutionalized. If you are accepting Zakat donations please ensure that you have an active Zakat distribution policy. All employees handling Zakat collections should be adequately trained to respect all rules.
Welcome to BlessingUP: Building a Community of Givers
In the spirit of generosity that pervades the Muslim ummah, a new chapter is unfolding—one where every penny counts and every giver is a beacon of change. Welcome to BlessingUP, a platform where Islamic charitable giving transcends traditional boundaries, transforming your daily transactions into acts of faith and kindness. At the heart of BlessingUP is a mission as clear as it is profound: to weave the act of giving seamlessly into the fabric of everyday life, enabling Muslims around the globe to fulfill their charitable duties with ease and peace of mind. Here, Islamic charitable giving is not just an occasional gesture but a continuous commitment—a way to ensure that with each swipe of a card, a portion goes to those in dire need. Let's build a community where charity echoes the timeless words of the Prophet Muhammad (PBUH): "The best among you are those who bring greatest benefits to many others." How BlessingUP Works: At BlessingUP, our guiding principle is to make giving as effortless as breathing—intuitive, continuous, and a fundamental part of every Muslim's life. Our approach is simple yet revolutionary: we've embraced the concept of rounding up your daily financial transactions to the nearest dollar, with the excess becoming a source of charity, a Sadaqah, that supports various causes and communities. Here's how it works: Imagine buying your morning coffee for $3.50; BlessingUP's system automatically rounds up the cost to $4.00. That extra $0.50? It's funneled directly into a charitable cause of your choice. Over time, these "Automated Donations" accumulate, translating your routine purchases into a powerful collective act of giving. But it doesn't stop there. BlessingUP is designed to seamlessly integrate into your life. With each purchase, whether you're filling up your gas tank or grocery shopping, you're not just spending—you're giving. It's a unique feature of our platform, one that we proudly refer to as "BlessingUP Donations." This automated system ensures that your intent to give is matched by action, without the need for a second thought. In the spirit of transparency and trust, we invite you to learn more about how these contributions are making a difference. And for those who are curious about the nuts and bolts of our secure system, discover how we protect your transactions and personal information on our security page. The Concept of Sadaqah and Continuous Charity in Islam: In the heart of Islamic tradition lies a beautiful concept that goes beyond mere philanthropy: Sadaqah, the voluntary charity, a gesture of giving borne out of compassion, love, and the desire to do good. This act of kindness is not limited by scale or form; it embraces any deed that brings joy or eases hardship for others. The significance of Sadaqah in the Islamic faith cannot be overstated—it is a clear expression of faith, a tangible manifestation of belief. Sadaqah is rooted in the principle of continuous charity, known as "Sadaqah Jariyah," a gift that keeps on giving, transcending the limits of time and extending its benefits into the afterlife. The blessings, or "Barakah," associated with such continuous charity, are immense. Engaging in "Sadaqah Giving" is to invest in a legacy that outlives one’s mortal existence, yielding rewards both in this world and beyond. The merits of this practice are echoed in the teachings of the Prophet Muhammad (PBUH), who said: "When a man passes away, his good deeds will also come to an end, except for three: Sadaqah Jariyah (ceaseless charity); a knowledge which is beneficial, or a virtuous descendant who prays for him (for the deceased)." This highlights the enduring impact of Sadaqah, which benefits the giver, the receiver, and the broader community. At BlessingUP, we embrace the full spectrum of "Islamic Charitable Giving," making it simple for anyone to contribute to a continuing charity. With each rounded-up transaction, you are not merely partaking in a transaction but planting seeds of a garden that will provide shade in the hereafter, as promised by the teachings of Islam. Community Impact: Empowering Change through BlessingUP Following the profound Islamic tradition of Sadaqah and continuous charity, BlessingUP stands at the forefront of fostering meaningful change within communities. Our platform is more than just a means for transactional giving; it's a dynamic "Muslim Giving Platform" dedicated to nurturing deep-rooted "Nonprofit Donor Engagement." Catalyzing Collective Action At the heart of BlessingUP's mission is the belief that collective action can drive substantial change. Small contributions from numerous individuals, when pooled together, have the power to transform lives and uplift communities. This approach to giving does not just benefit the recipients but also fortifies the sense of community among donors. Strengthening Nonprofit Connections The synergy between donors and nonprofits is a critical pillar of BlessingUP. We connect individuals with a myriad of vetted nonprofit organizations, ensuring that their donations reach credible and impactful causes. This link between donors and charities embodies a mutual trust and a shared goal of bettering the world. Security and Trust: Safeguarding Your Generosity In the realm of online donations, the security of your contributions is paramount. At BlessingUP, we understand the importance of trust, especially when it involves matters of charity and personal finance. That's why we've partnered with leading financial technology services like Stripe and Plaid for payment processing – a testament to our commitment to "Secure Charity Apps." Robust Protection with Stripe and Plaid Stripe, renowned for its robust security measures, handles every transaction on BlessingUP. It’s a platform trusted globally for its stringent compliance with the highest levels of payment processing standards. Similarly, Plaid plays a crucial role in ensuring the security of your banking data. It provides a secure connection between your financial accounts and our app, allowing for a seamless and safe giving experience. Commitment to Data Security At BlessingUP, we go to great lengths to protect your information. Our systems are fortified with "256 Bit Encryption," ensuring that your data is shielded from unauthorized access. This level of encryption is among the best in digital security, providing you with peace of mind that your charitable acts are guarded with the utmost care. To learn more about our security protocols and partnerships, please visit our Security and Trust page. Rest assured, when you give through BlessingUP, you’re not just making a donation; you’re also making a safe and secure choice. The BlessingUP Community: A Tapestry of Giving The essence of BlessingUP lies not just in the act of giving, but in the community it nurtures. Our platform is more than a tool for "Faith-Based Donations"; it’s a space where the values of "Islamic Philanthropy" come to life, bringing together donors and nonprofits in a shared mission of bettering the world. Fostering Connections and Impact At the core of BlessingUP is a vibrant community of givers – individuals who believe in the power of collective action. This community is supported by a network of verified nonprofits, each playing a vital role in channeling your generosity to where it's needed most. Together, they embody the spirit of giving that is central to Islamic values. A Platform for Continuous Charity Through BlessingUP, every donation, big or small, contributes to a continuous stream of charity. It's a place where the traditional concept of Sadaqah finds a modern application, enabling you to partake in acts of kindness that resonate long after the donation is made. Join the BlessingUP Community Today As we journey through the avenues of charitable giving and community building with BlessingUP, the path leads us to an essential invitation: become a part of this transformative movement. It's your opportunity to embrace the ease and impact of "Automated Donations," and to contribute to causes that resonate with your heart and faith. Take the First Step Signing up with BlessingUP is more than just joining an app; it's about becoming a member of a global community committed to "Islamic Charitable Giving." Whether you're looking to automate your Zakat, participate in Sadaqah, or support various humanitarian and development projects, BlessingUP offers you the platform to do it all with ease and security. Make Your Mark Don't let this moment of inspiration pass. Visit BlessingUP Sign-Up Page and take a simple step towards making a significant impact. By joining us, you're not only enriching your own life but also touching the lives of countless others in need. Spread the Word If you've found value in our mission and approach, we encourage you to share this blog with your friends, family, and community. Let's amplify the power of giving together! Conclusion: A Journey of Faith and Generosity As we wrap up our exploration of BlessingUP, it's clear that this platform is more than just a tool for giving; it's a catalyst for building a community of compassionate givers. From understanding the "Concept of Sadaqah and Continuous Charity in Islam" to witnessing the "Community Impact" and the robust "Security and Trust" measures, BlessingUP stands as a beacon in the world of "Faith-Based Donations." Embrace the BlessingUP Way We've seen how small acts, when multiplied across a community, can lead to substantial change. The stories of impact and the testimonials of users like Aisha Kamal and Ahmed Irfan are a testament to the power of collective action. This is what makes BlessingUP not just a platform but a community – a community that thrives on the principles of "Islamic Philanthropy." So, as we conclude, we circle back to where we started – an invitation to join BlessingUP. It's an invitation to be part of a story larger than ourselves, a story where every transaction is an opportunity for charity, and every giver is a changemaker. Head over to BlessingUP's Sign-Up Page and take your first step towards becoming a part of this community. Together, let's continue to build a world where giving is a way of life, and every blessing is an opportunity to bless others. Join us, share the message, and let's make a difference, one transaction at a time.
Getting Started with BlessingUP: A Step-by-Step Donor's Guide
An Introduction to BlessingUP BlessingUP is a faith-based charity platform that enables its users to donate their rounded up spare change to an Islamic nonprofit of their choice. Through BlessingUP, the process of giving is entirely automatic, and allows the user to turn each and every one of their transactions into an act of charity. In Islam, the giving of alms, or Sadaqah, is regarded as a way to share one’s blessings to those in need. With BlessingUP, the process of giving sadaqah has been made easier than ever before, enabling occasional donors to become consistent contributors. By automatically donating the spare change from their day-to-day transactions, Muslims are now able to share their blessings regularly and contribute to noble causes around the world. Through our combined efforts, we can see how small change can make a difference. Learn more about the mission behind BlessingUP here. “The most beloved deed to Allah is the most regular and constant even if it were little." [Sahih Al-Bukhari] Getting Started No matter how small they may be, turn your daily transactions into significant acts of kindness. Navigating the Landing Page Visit the BlessingUP page. Feel free to explore the site and learn more about the platform and the people behind it. As a first time visitor, the first thing you want to do is make an account. To do this, navigate your cursor over to the ‘SignUp’ button at your top right side of the page and click ‘Donors’. You can also visit the donor registration page directly by clicking here. Choose A Nonprofit After clicking ‘Donors’, you will be prompted to choose an organization to donate your spare change to. Use the search function to explore a variety of categories, or type in a location to see which cause best fits your donation goals. Some of BlessingUP’s most popular featured nonprofits include Islamic Relief USA, Baitulmaal, Paani, and the Yemen Relief & Reconstruction Foundation. Feel free to click any one of these to learn more about their noble efforts. Once you click the nonprofit of your choice, click on the blue “Sign Up” button to proceed. Creating an Account You will now be prompted to sign up. Simply enter the information necessary and check “I agree on all terms and conditions”. Make sure all fields are filled in correctly. Then, click on the blue “Sign Up” button to continue. Setting Minimums and Maximums With this feature, you can set a baseline minimum and maximum limit for your weekly donations. Minimums are helpful when trying to meet your donation goals, as they guarantee that this amount will be spent weekly regardless of your spare change. Maximums, on the other hand, set limits to how much you donate weekly, allowing you to stick to a budget if necessary. These amounts can be adjusted later in ‘Settings’. Roundup Source Link your preferred payment method (ie credit card, visa, etc.). Ideally, this would be your most frequently used mode of payment- allowing you to maximize the number of transactions that get rounded for sadaqah throughout the week. To proceed, click ‘Connect with Plaid’ and register for an account if necessary. Plaid is a trustworthy and secure financial services company powered by a robust data transfer network. With data encryption from all sides, Plaid utilizes Advanced Encryption Standard (AES) and Transport Layer Security (TLS) to protect any stored data in transit between applications. Over 3000 noteworthy financial applications are powered by Plaid- including Robinhood, Venmo, Coinbase, and Acorns. As a fintech web application, BlessingUP utilizes this service in order to compute your total spending throughout the week and calculate a roundup amount for donation. Donation Source After connecting your payment methods, Plaid will prompt you again to connect your bank account. We want users to donate through their bank account to avoid higher transaction fees associated with making donations from credit cards. Please note that the donation source is separate from your payment source. Weekly donations will be taken from the donation source (ie bank account) based on the spare change calculated from the payment method (ie credit card). To further clarify: Credit card, or payment method, is needed to calculate round ups. Bank account, or donation source, is required to make the donation. Logging In to BlessingUP Once your account is set up, tracking your microdonations and total roundups is as easy as ever. Simply log in to www.blessingup.com with your account credentials to edit or access your user information. Adjusting the minimum/maximum amount, setting donation multipliers, changing bank or card information, and choosing a different nonprofit, are all options that can be controlled via user settings. Now that you have set up your account, let barakah flow effortlessly every time you purchase. Need more help? Click here for a video tutorial.
Fundraising Difficulty? Try Automated Roundups
“Would you like to donate a dollar to help support the local animal shelter?” If you’ve ever been to a supermarket recently, a question like this can hardly be considered a rarity. If you haven’t experienced anything like this in recent memory, then picture the following situation in your head: A cashier struggling to get by, just grinning at you as they wait for as long as they can tolerate for your response or donation. Being put on the spot like this might make you feel a little awkward, so you wave away the offer, express a slight bit of annoyance, and quickly mutter a “no thanks, I’m good.” Only for it to be followed by an “...are you sure? It’s for the cute little animals!” Okay maybe it didn’t go exactly like that, but overall- you get the gist. The imaginary scenario you just witnessed is recognized by non-profits and marketers alike as a ‘traditional donation request'. These requests are typically initiated by an agreement between the merchant and some amount of partnered organizations. Your local market may engage in ‘checkout charity’ and partner up with a nonprofit for any combination of the following reasons: Aligned interests between the target consumer and the nonprofit The possibility of tax benefits PR-related endeavors that showcase their contributions to the community Whether it be a surprise fundraising campaign at the local masjid jama'ah, or being asked at the supermarket checkout line if you would like to spare an extra dollar helping children in need- both approaches are suitable and serve their own niche and timely purposes. There are a multitude of ways for nonprofits to go about their fundraising endeavors, and both marketers and nonprofits recognize how to best utilize this. One such alternative worth exploring is the ease and convenience of ‘rounding up’ spare change. Here’s Something For Our Muslim Communities to Reflect on: Those in-person fundraising campaigns are undoubtedly a quick way for your local masjid to rack up a significant amount of money in a single night, but is it really the most efficient way in the long run? I mean, sure, we can keep them (those donation boxes, too!), but what if there was a more automated solution that efficiently takes advantage of ‘rounding up’? In a study conducted by NC State University, a whole 45% of patrons agreed to round up, in contrast to 18% who chose to donate a flat dollar. Quite the disparity in donation participation, and one that is certainly worth examining. Although the ‘traditional’ approach to donation requests may raise more money per each singular donation, donations framed to take on the ‘rounding up’ approach often lead to a significant increase in bottom line gains. Even though there is more variability in each singular donation, the sheer increase in people choosing to round up tends to compensate and lead to a net gain. The power of multiple people putting together their spare change for a noble cause then becomes evident. While the exact reason for this observed phenomenon is unclear, academics propose the role of the human psyche. In fact, the Journal of Consumer Psychology puts forth the idea of roundup requests being able to reduce something called the 'perceived pain of donating'. A number of alternative positions, explanations, and possibilities are explored in order to figure out why this reduction may occur. To summarize one such explanation: When the proposal for a roundup donation is made, the donor is typically inattentive to the donation cost. This is especially the case when making a large purchase, as the donor's attention is focused on the amount they are spending on the commodity or service rather than the comparatively small donation. Not only is the financial cost of the donation small in comparison to the purchase, but there is an added novelty to the donation request that may induce the donor to participate. Of course, as Muslims, there is little to no concern when it comes to setting aside money for a donation. Our voluntary acts of charity, known as Sadaqah, are done to earn the pleasure of Allah and aid those in our communities. Sadaqah should not be seen as a pain, but rather, a duty for the believer and a virtuous act.Abu Huraira (RA) narrated that the Prophet Muhammad (ﷺ) said: “Charity does not in any way decrease the wealth and the servant who forgives, Allah adds to his respect; and the one who shows humility, Allah elevates him in the estimation (of the people).” (Sahih Muslim) Roundup microdonations are simply another tool for Muslims to set goals and maximize their weekly giving habits. The roundup process supplied by a platform like BlessingUP is entirely automated for your 501(c)(3) approved nonprofit. This provides ease and comfort to your loyal donor-base. With a simple and straightforward nonprofit registration, a heightened number of bottomline returns for your organization will, inshaAllah, enable your hardworking nonprofit to better give back to the community.
Your Questions Answered: BlessingUP's Comprehensive FAQ
Welcome to BlessingUP, where we turn your daily shopping into an opportunity for charity. This blog is here to guide you through all the ways you can use our platform to support good causes. Our goal is to make the process of giving straightforward and secure, so you can donate with ease and confidence. Whether you're a donor eager to share your blessings or a nonprofit seeking consistent support, we've got the answers to all your questions right here. Let’s start. Frequently Asked Questions About BlessingUP Platform How Does BlessingUP Work? BlessingUP is a platform designed to make charitable giving a seamless part of your daily life. Here's how it works in four easy steps: Sign Up: Visit BlessingUP and choose a nonprofit organization to support. Set: Decide on the minimum and maximum amount you wish to donate each Friday. Connect: Link your credit/debit card and bank account to the system. Shop: Make your usual purchases and the extra change is allocated for Sadaqah. What Is 'Round Up Spare Change'? The 'Round Up Spare Change' feature allows you to donate the small amounts of change that round up your purchases to the next full dollar. For instance, if you spend $4.52, the system rounds it up to $5, and the $0.48 difference is set aside as a donation. How Are Donations Processed? Donations are processed weekly. The rounded-up spare change from your purchases is tallied over the week. Every Friday, the total amount is then debited from your linked bank account and directed to the nonprofit organization you've chosen to support. Can I Set Limits on My Donations? Yes, you can. When setting up your donation preferences, you have the option to specify a weekly minimum and maximum donation amount. This ensures that you're giving within a range that is comfortable for you. Is My Financial Information Safe with BlessingUP? Absolutely. BlessingUP uses Plaid for bank account linking and Stripe for payment processing—two industry leaders in financial security. All your information is protected with 256-bit encryption, ensuring your data remains private. What Happens if I Want to Stop My Donations? If at any time you decide to pause or stop your donations, you can do so through your BlessingUP dashboard. You have complete control over your donation settings and can make changes as you see fit. Will I Be Able to Track My Total Donations? Yes, the platform provides a dashboard where you can track all your donations. You'll also receive reports that can be used for tax deductions, budgeting, or simply to keep track of your charitable contributions. How Do Nonprofits Receive the Donated Funds? Nonprofits receive the donated funds directly into their bank accounts every Friday. The donations are processed through Stripe and appear as a deposit from Stripe on their bank statements. Can I Support Multiple Nonprofits at Once? Currently, you can choose one nonprofit at a time to support through the BlessingUP platform. However, you can change the nonprofit you are supporting at any time through your account settings. More FAQ for Donors 1. What Type of Non-Profit Organization Can I Donate To Via BlessingUP? You can contribute to any registered 501(c)3 Muslim organization within the United States. If your preferred non-profit isn't listed on our platform, please feel free to reach out to us at support@blessingup.com, and we'll gladly assist you. 2. Will My Donations Be Tax-Deductible? Yes, absolutely. Each year, BlessingUP will provide you with a tax receipt. For your convenience, these receipts are also accessible at any time from your user dashboard. 3. Do I Have to Share My Bank Account Information? For us to round up your spare change, read-only access to your bank account is necessary. However, if you prefer making a fixed monthly donation, we only require your credit card information. 4. When Will the Sadaqah Happen? In the spirit of continuous giving, your Sadaqah will be donated every Friday. 5. How Does the Sadaqah Appear on My Card Statement? Your Sadaqah will appear on your statement under the name of the non-profit organization you have chosen to support. 6. Can Donors Change Which Non-Profit They Give Sadaqah To? Yes, you have the flexibility to change your preferred non-profit organization at any time through your account settings. 7. Is Donor Information Shared With Third Parties? Your privacy is paramount to us. We assure you that your information is never saved, shared, or sold to third parties. 8. How Does BlessingUP Make Money? We sustain our platform by charging a minimal processing fee to non-profits for managing the Sadaqah process. FAQ for Non-Profits 1. Are There Any Set-Up Costs or Fees for Using BlessingUP Platform? There are no initial setup costs for non-profits. Creating an account and profile on BlessingUP is completely free. A small service fee of 40¢ + 0.8% is applied to each donation, which decreases to 20¢ + 0.8% once you reach over 100 donors. 2. How Will the Donation Appear on Our Non-Profit's Bank Statement? All donations will be clearly marked as deposits from Stripe on your bank statement. 3. How Often Will Our Non-Profit Receive Funds? Consistent with the spirit of regular giving, your non-profit will receive funds every Friday. 4. Can We Use BlessingUP Without Registering on Stripe? For the security of your transactions and donor information, registering with Stripe is a necessary step. 5. What is the “Organization Profile” Page? This feature is a space for your non-profit to shine. You can provide details about your mission, impact, location, and more. It's a great way to connect with potential donors and showcase your organization's unique story and needs. 6. Will Our Non-Profit Organization Get Donor Information from BlessingUP? Absolutely. You'll have access to essential donor data such as names, email addresses, phone numbers, and donation amounts, which can be exported for your records and CRM systems. 7. How Can Our Nonprofit Reach BlessingUP for Help? We're here to support you. For any technical assistance or queries, please email us at support@blessingup.com or arrange a phone call https://calendly.com/humza-2/30min-1 for a more personal touch. At BlessingUP, we're committed to creating a bridge of continuous giving and blessings. We hope this FAQ has been helpful in addressing your questions. Remember, every small act of kindness and giving brings us closer to a world of compassion and shared humanity. If you have more questions or need further assistance, our team is always ready to guide you. Let's keep the spirit of giving alive and thriving!
How BlessingUP Safeguards Your Information
In an era where online security is more critical than ever, especially when it comes to financial transactions, BlessingUP reaffirms its commitment to safeguarding your privacy and securing your charitable contributions. In this detailed guide, we have outlined the robust security measures BlessingUP employed to protect your donations and personal information. Understanding BlessingUP's Approach to Security: Payment Processing and Data Protection: At BlessingUP, your security takes precedence. When you decide to donate your spare change for continuous barakah, you can be assured that your financial details are managed with the utmost care. We have partnered with Stripe, a globally recognized payment processor, to handle your transactions securely. This means your financial data is processed directly through Stripe's Level 1 DSS PCI-compliant servers, ensuring that your information never resides with us but is safeguarded by industry leaders. Privacy at Its Core: Our Privacy Policy is uncompromising when it comes to protecting your personal information. From the moment you register and provide your details, we are on guard, ensuring that your data is used solely for the purpose of processing your donations and generating tax-deductible reports. Cookies, web beacons, server logs, and GPS information are utilized responsibly, only enhancing your experience and the functionality of our services without compromising your privacy. Tax Deductible Reports and Donation Tracking: With BlessingUP, not only is your generosity secure, but it's also recorded for your benefit. Generate instant tax-deductible reports and track your donations with ease. We ensure that you have all the necessary documentation at your fingertips when you need it. Commitment to Compliance and Transparency: Transparency is the cornerstone of trust. BlessingUP openly shares its privacy practices and the use of personal information, adhering to strict compliance with regulatory standards. We only partner with service providers who match our commitment to data protection, such as Plaid for bank authentication and Stripe for payment processing. Financial Integrity and Direct Donations: BlessingUP empowers you to donate directly to charities. When you choose to give, your donations are transferred just like a bank transfer, using technologies trusted by financial services like Venmo. This direct approach ensures that your generosity reaches its intended destination without delay. A User-Centric Support System: Should you encounter any issues or have concerns about your donations, our support team at support@blessingup.com is ready to assist you. We are dedicated to providing prompt and effective solutions to ensure your experience with BlessingUP is seamless and satisfying. Final Thoughts: Your willingness to donate is a noble act that deserves the highest level of security and respect. At BlessingUP, we're not just a platform for charitable giving; we're a guardian of your trust and generosity. We invite you to join us in making a positive impact, knowing that every transaction you make is protected, private, and purposeful. For more information about our security practices, or to start giving, visit us at BlessingUP. About BlessingUP: BlessingUP is a platform designed to seamlessly integrate charitable giving into your daily life. By rounding up your spare change from everyday transactions, BlessingUP offers a unique way to donate, ensuring that your smallest contributions can make a significant impact. It is our mission to facilitate a continuous stream of charity, inspired by the principle of Sadaqah Jariyah, the act of giving that keeps on giving. Our platform not only simplifies the donation process but also fosters a sense of community and ongoing support for a variety of causes that resonate with your values.